The Liberals say they're on track to cut car insurance rates by an average of 15 per cent by 2015.
And they say how they'll do that is by introducing legislation that would tackle fraud saving the industry - and then you- money.
Finance Minister Charles Sousa says they would focus on a few areas, such as making reducing the time your car can be impounded. Right now it's 60 days.
Sousa also calls out medical clinics who take advantage of those who were injured in an accident, filing fraudulent claims.
The province also wants to speed up the claims process by switching its oversight body. Sousa says that will save the system money.
The province also wants to move forward with regulation of the towing industry and setting up a special investigation unit on fraud of all sorts.
While Ralph Palumbo of the Insurance Bureau of Canada is all for it, he says he realizes this won't get rid of fraud all together.
Palumbo reveals fraud costs the industry up to $1.6 billion a year.
Meantime, critics say the last time changes were made to the auto insurance industry in 2010, drivers didn't see any savings.
Progressive Conservative MPP Jeff Yurek says good drivers see rates going up, but bad drivers are seeing them shrink. He claims that's because insurance companies needed to find a way to reduce average rates, so they're reducing things for people who pay more for insurance anyways.
NDP MPP Jagmeet Singh calls the Liberals move a good headline, but he wants to see something concrete when it comes to shrinking rates by 15 per cent.